The Evolution of Financial Engineering

In 1979, the Stanford Research Institute completed a survey of over 37,000 business owners and other successful individuals regarding how their financial needs were being satisfied. Those surveyed expressed the following frustrations:

 • The  prepackaged  services  and  products they  were forced into.

 • The sales-intensive atmosphere surrounding those services and products.

 • The vast number of individuals, firms and institutions with which they were forced to deal.

 • The low competency level of the individuals providing those services and products.

 • The confusion and complexity of the products and services themselves.

Becoming aware of the survey in 1982, Nick  Gregory set out to structure a  financial engineering firm  with the survey’s results as its foundation. Today, Alliance Affiliates help clients deal more effectively with their financial life support systems while avoiding the prepackaging, complexity,  incompetency, and sales-intensive atmosphere permeating the financial services industry.

How? 

 • By using a broad swath of financial knowledge.

 • By teaming strategically with competent, honest and multi-faceted accounting, legal, banking, insurance and investment professionals.

 • By providing custom designed financial engineering tailored to meet the clients’ specific needs, concerns and objectives.

 • By using simple practicality — making the confusing and complex understandable enough to  motivate clients to do what is in their best interest.

 • By the proper coordination of the financial engineering areas surrounding the financial life support  systems(sm) of clients. 

In summary, the demand for financial engineering continues to increase, while the financial services industry continues to do business the old fashioned way.

Our Financial Life Support Systems^sm

Your client’s financial life support system(sm) makes up their entire financial and economic being.

It encompasses the unique attributes of their income and expenses, debt, investment and non-investment assets as well as business entities in conjunction with their specific needs, concerns and objectives.

It is complex, interrelated, ever-changing and extremely susceptible to outside forces. Outside forces like legal, financial and economic.

In order to achieve long term financial success, your clients need you to help them control, protect, maintain and enhance their financial life support systems(sm) on a constant basis.

An Engineered Approach

Engineering is the application of science by using knowledge, mathematics and practical experience applied to the design of useful processes.

Engineers are concerned with the implementation of solutions to practical problems.

Engineers want to know how to solve a problem and how to implement a solution.

Engineers create solutions to problems or improve upon existing solutions.

Engineers understand the relevant constraints in order to produce a successful result.

By understanding the constraints, engineers deduce specifications for the limits within which a system may be successfully operated — financial life support systems.

The Financial Engineering Process^sm

A process which seamlessly links the planning, the knowledge, the conceptual and product tooling as well as the client educational techniques required in motivating the affluent to deal more effectively with their financial life support systems(sm).

This is accomplished by coordinating their needs, concerns and objectives with the surrounding, commingled and ever-changing financial, legal and economic arenas.

The Result

The development, implementation and maintenance of harmony within a client’s financial life support system(sm) through continuous, positive and intelligent action.